Compact Fluorescent Light Bulbs - What Will Your Insurance Policy Pay When You Break a CFL Bulb?

Compact fluorescent light bulbs (CFL)...Everybody'sany remaining small glass fragments and powder.
singing the praises of this new technology. And* If vacuuming is needed after all visible materials
for good reason...they save tons of electricity.are removed, vacuum the area where the bulb
But what happens if one breaks inside your housewas broken.
or business?* Remove the vacuum bag (or empty and wipe
My opinion is that most people will simply sweepthe canister), and put the bag or vacuum debris in
up the mess and not give it much thought. Buta sealed plastic bag.
there is a BIG, dangerous component in a bulb4. Clean-up Steps for Clothing, Bedding, etc.:
called Mercury, and mercury is one of the most* If clothing or bedding materials come in direct
toxic substances known to man.contact with broken glass or mercury-containing
If you break a CFL bulb, you'll likely find that thepowder from inside the bulb that may stick to
proper cleanup could be very costly. And you'llthe fabric, the clothing or bedding should be
likely find that there is NO COVERAGE in yourdiscarded. Do not wash such clothing or bedding
property insurance policy. Most policies havebecause mercury fragments in the clothing may
environmental cleanup exclusions. Even if yourcontaminate the machine and/or pollute sewage.
home is damaged by a tornado, hurricane or fire,* You can, however, wash clothing or other
the broken bulbs could cause you to incurmaterials that have been exposed to the
thousands of dollars in environmental cleanupmercury vapor from a broken CFL, such as the
costs that your insurance policy will EXCLUDE.clothing you happened to be wearing when you
Because CFLs contain a small amount of mercury,cleaned up the broken CFL, as long as that
the Environmental Protection Agency (EPA)clothing has not come into direct contact with the
recommends the following clean-up and disposalmaterials from the broken bulb.
guidelines:(1)* If shoes come into direct contact with broken
1. Before Clean-up: Ventilate the Roomglass or mercury-containing powder from the bulb,
* Have people and pets leave the room, and don'twipe them off with damp paper towels or
let anyone walk through the breakage area ondisposable wet wipes. Place the towels or wipes in
their way out.a glass jar or plastic bag for disposal.
* Open a window and leave the room for 155. Disposal of Clean-up Materials
minutes or more.* Immediately place all cleanup materials outdoors
* Shut off the central forced-air heating/airin a trash container or protected area for the
conditioning system, if you have one.next normal trash pickup.
2. Clean-Up Steps for Hard Surfaces* Wash your hands after disposing of the jars or
* Carefully scoop up glass fragments and powderplastic bags containing clean-up materials.
using stiff paper or cardboard and place them in a* Check with your local or state government
glass jar with metal lid (such as a canning jar) orabout disposal requirements in your specific area.
in a sealed plastic bag.Some states prohibit such trash disposal and
* Use sticky tape, such as duct tape, to pick uprequire that broken and unbroken
any remaining small glass fragments and powder.mercury-containing bulbs be taken to a local
* Wipe the area clean with damp paper towels orrecycling center.
disposable wet wipes and place them in the glass6. Future Cleaning of Carpeting or Rug: Ventilate
jar or plastic bag.the Room During and After Vacuuming
* Do not use a vacuum or broom to clean up the* The next several times you vacuum, shut off
broken bulb on hard surfaces.the central forced-air heating/air conditioning
3. Clean-up Steps for Carpeting or Rug:system and open a window prior to vacuuming.
* Carefully pick up glass fragments and place* Keep the central heating/air conditioning system
them in a glass jar with metal lid (such as ashut off and the window open for at least 15
canning jar) or in a sealed plastic bag.minutes after vacuuming is completed.
* Use sticky tape, such as duct tape, to pick upMan, they are serious, aren't they?